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All of the information on this site is based on the opinion of the writers who contribute to the site. Most of these writers are professional business and/or personal coaches. They are not attorneys, accountants, financial advisors, therapists, physicians, or nutritionists and unless otherwise stated on their bio pages they are not licensed by any federal, state, or local agency. Use the information on this site at your own risk and use your common sense. Use of this site is not a substitute for professional legal, financial or medical advice. If you feel that you need specific advice in a particular area you are encouraged to seek personal, professional counsel.
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